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If you are unable to pay for essential repairs on your home, you can apply for a home improvement loan.

You can use the loan to pay for work to make your home warm, safe and secure.

We have made £43 million available for home improvement loans, and empty homes loans across Wales.


Interest-free loans of up to £35,000 are available for those who are eligible. The loans are managed by your local authority who will apply an administration fee of up to 15%. They also decide their own eligibility criteria.


To find out more and apply, contact your local authority:

Search using:
For example CF10 3NQ