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Helping you to own a home

We know that many people in Wales would like to own their own home but cannot afford it. Our schemes will help more people in Wales to own their own home.

Which scheme is right for me?

Our handy scheme finder will help you find which scheme(s) you may be eligible for.

Full eligibility criteria can be found in the guidance documents for each scheme.

Rent to Own – Wales
New-build scheme for those looking to save towards a mortgage deposit, in which 25% of rent that you have paid will be returned to you to help you purchase the home.
Shared Ownership – Wales
Shared ownership scheme allowing the purchase of between 25% to 75% of a property with rent being paid on the remaining share.
Help to Buy – Wales
Shared equity loan scheme for homes up to £300,000, for first-time buyers and home movers who have a 5% deposit.
Homebuy – Wales
Equity loan scheme for those who meet specific criteria, providing a loan of between 30% to 50% to assist in buying a property.
Self Build Wales
Self Build Wales is a scheme to assist people with the funding to build their own home.

Can you afford to buy?

Buying a home could be the biggest single investment you ever make. It’s an exciting time, but there is a lot to think about. So you’ll need to take time to look at the costs.

You can find advice on saving for a depositgetting a mortgage and much more on the Money Helper website. You can even use an online calculator to estimate how much your mortgage repayments could be.

To find out more about the process, key stages and what fees to expect, we recommend you visit their home-buying timeline first.

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