Help to buy a home

Guidance and services

• Help to buy a home schemes
  Summary of the available help to own your own home.
• Find help to buy a home
  Use this tool to find a home ownership scheme suitable for you.
• Help to Buy – Wales
  Help to Buy – Wales is a Welsh Government scheme that provides a shared equity loan to home buyers
• Help to Buy – Wales: application form
  This form must be completed to apply for the Help to Buy – Wales scheme.
• Help to Buy - Wales: participating builders
  List of participating builders who sell Help to Buy - Wales eligible homes.
• Help to Buy - Wales: participating lenders
  To be eligible your home must be bought with a mortgage from one of these lenders.
• Help to Buy – Wales: trained conveyancers
  Applicants must use a solicitor or conveyancer who has undertaken Help to Buy – Wales training.
• Help to Buy - Wales: post sales guide
  You must follow these rules once you have bought your home.
• Help to Buy – Wales: builder and developer pack
  Everything a Help to Buy - Wales provider needs to sell a home as part of the scheme.
• Help to Buy - Wales: builder and developer agreement
  Participating builders and developers (providers) must agree to these conditions.
• Rent to Own – Wales
  Rent to Own - Wales is a Welsh Government scheme to support buying a home for those who do not have sufficient funds for a mortgage deposit.
• Rent to Own – Wales: buyers' guide
  Detailed explanation of the Rent to Own – Wales scheme and how to apply.
• Rent to Own – Wales: application form
  This form must be completed to apply for the Rent to Own – Wales scheme.
• Rent to Own – Wales: participating landlords
  List of participating landlords who offer eligible homes under the Rent to Own – Wales scheme.
• Shared Ownership – Wales
  Shared Ownership - Wales is a Welsh Government scheme to support buying a home for those who are unable to afford the full market value for a home.
• Shared Ownership – Wales: buyers' guide
  Detailed explanation of the Shared Ownership – Wales scheme and how to apply.
• Shared Ownership – Wales: application form
  This form must be completed to apply for the Shared Ownership – Wales scheme.
• Shared Ownership – Wales: participating landlords
  List of participating landlords who offer eligible homes under the Shared Ownership – Wales scheme.
• Shared Ownership – Wales / Rent to Own – Wales: website privacy notice
  How we will use your personal information
• Homebuy – Wales
  Homebuy – Wales is a Welsh Government scheme that provides a an equity loan to home buyers who qualify for social housing
• Homebuy – Wales: buyers' guide
  Detailed explanation of the Homebuy – Wales scheme and how to apply.
• Homebuy – Wales: participating landlords
  List of participating landlords who offer eligible homes under the Homebuy – Wales scheme.
• Get help to build a home (Self Build Wales) 
  Self Build Wales helps you find a plot and provides loans to build your own home.
• Help to Buy – Wales buyers information leaflet
  Important information about buying a home using the Help to Buy – Wales scheme.
• Help to Buy - Wales: application guidance for financial advisors and mortgage brokers
  Explains how to apply on behalf of a client.
• Help to Buy – Wales post-sale information leaflet
  Important information about selling, making improvement to or transferring ownership of your Help to Buy – Wales home.
• Help to Buy: Wales equity loan calculator
  Use this form to check the affordability and sustainability of the loan.
• Help to Buy - Wales: change of ownership form
  If you are looking to change the ownership of your property, you will need the written permission of Help to Buy (Wales) Ltd.
• Help to Buy - Wales: checklist for independent financial advisors
  You should complete this form before submitting an application.
• Help to Buy - Wales: post sales instruction form
  If you are planning to sell your home, make improvements or transfer ownership, you will need the permission of Help to Buy (Wales)Ltd.
• Help to Buy - Wales affordability and eligibility: guidance for independent financial advisors
  Explains what you need to provide to support an application.
• Help to Buy - Wales: approved independent finance advisors and mortgage brokers
  List of financial advisers and mortgage brokers who are approved to provide advice about Help to Buy - Wales.
• Help to Buy - Wales equity loan calculator: guidance for independent financial advisors
  How you should use the calculator to assess the income of applicants.
• Help to Buy – Wales: rules and restrictions for buyers
  What homebuyers can and cannot do as part of the equity loan scheme.
• Eligibility
  Homebuy – Wales is a Welsh Government scheme that provides a an equity loan to home buyers who qualify for social housing
• Help to Buy – Wales: energy efficiency guidance for buyers
  What you should do if you have a Help to Buy Wales loan and want to make your home more energy efficient.
• Scheme extension: April 2023 to March 2025
  Help to Buy – Wales is a Welsh Government scheme that provides shared equity loan assistance to home buyers
• Help to Buy Wales: guidance on external cladding affected properties
  RICS valuers should read these notes before they do a market valuation on a property where a Help to Buy Wales shared equity loan is held .
• Cost of living
  Get support and advice to help you with the increased cost of living.
• Eligibility
  Rent to Own - Wales is a Welsh Government scheme to support buying a home for those who do not have sufficient funds for a mortgage deposit.
• Help to Buy – Wales: DocuSign guidance for solicitors
  Advice if you are using DocuSign for digital signatures.
• Complaints
  Our complaints policy and what it means for you.
• Eligibility
  Help to Buy – Wales is a Welsh Government scheme that provides shared equity loan assistance to home buyers
• Arrears
  Our policy on arrears and what it means for you.
• Repaying the shared equity loan
  Help to Buy – Wales is a Welsh Government scheme that provides shared equity loan assistance to home buyers
• Treating Customers Fairly
  Our policy on treating customers fairly and what it means for you.
• Eligibility
  Shared Ownership – Wales is a Welsh Government scheme to support buying a home for those who are unable to afford to buy a home at the full market value.
• Vulnerable Customers
  Our policy on vulnerable customers and what it means for you.
• Help to Buy – Wales: valuation guidance
  You must instruct your own Royal Institution of Chartered Surveyors (RICS) valuer to carry out the valuation and confirm the current Market Value.