Money and financial inclusion

Guidance and services

• Get help with the cost of living
  Get support and advice to help you with the increased cost of living.
• Discretionary Assistance Fund (DAF)
  The Discretionary Assistance Fund provides 2 types of grant that you do not need to pay back.
• Discretionary Assistance Fund (DAF): application form
  Complete this form to apply for the discretionary assistance fund.
• Discretionary Assistance Fund: requesting a review
  When you can ask for a review of your application and how to do it.
• Apply to be a Discretionary Assistance Fund (DAF) network partner
  Register as a DAF partner if you work for a local authority, charity, advice agency or housing association to apply on someone's behalf.
• Discretionary Assistance Fund: compliment, comments and complaints
  How you can provide feedback on the Discretionary Assistance Fund.
• Save, bank or borrow with a credit union
  Credit unions are not for profit community lenders, providing affordable loans, and savings.
• Get financial or debt advice
  Services offering free impartial money and debt advice.
• Get advice about managing credit
  Support and advice about managing your existing credit commitments.
• Get cost of living support and advice from your local authority
  Find cost of living services and support in your local area.
• Get help with housing costs
  Financial support and advice to help you with your housing costs.
• Find out about Discretionary Housing Payments
  Find out if you are eligible and how to apply for a Discretionary Housing Payment on your local authority’s website.
• Get help with your utility bills
  Financial support and advice to help you with your utility bills.
• Get help with your wellbeing and the wellbeing of other people
  Services offering free health and wellbeing advice and support.
• Wales fuel support scheme: 2022 to 2023
  Welsh Government support for households to help with the pressures of living costs.
• Become an information and advice quality framework accrediting body
  Includes the standards information and advice quality framework accrediting bodies must meet.
• Information and advice quality framework (IAQF): standard owners guidance
  Guidance to support standard owners achieve IAQF approved accrediting body status.
• Claim what's yours: campaign material
  Promotional materials used in the Claim what's yours campaign.
• Discretionary Assistance Fund: privacy notice
  How we will use the information that you provide and how long we will keep it for.
• Wales fuel support scheme: privacy notice
  Privacy notice for the Wales fuel support scheme.

Policy and background Includes strategy, reports, projects and assessments.

• Discretionary Assistance Fund (DAF): financial summaries
  Collection
  Reports of applications made and grants given from the Discretionary Assistance Fund (DAF).
• Social welfare information and advice action plan
  Policy and strategy
  What we will do to help people get good quality social welfare advice.
• Social welfare information and advice action plan: 1st annual review
  Policy and strategy
  What we have done from 2016 to 2017 to help people get good quality social welfare advice.
• Social welfare information and advice action plan: 2nd annual review
  Policy and strategy
  What we have done from 2017 to 2018 to help people get good quality social welfare advice.
• Information and advice quality framework
  Policy and strategy
  Defines the quality standards for accredited information and advice providers.
• Information and advice quality framework: guidance on quality standards
  Policy and strategy
  Examples of good practice for the accredited information and advice providers quality standards.
• Financial Inclusion Steering Group
  Policy and strategy
  The Financial Inclusion Steering Group advises on reducing financial exclusion and over-indebtedness.
• National Advice Network
  Policy and strategy
  The National Advice Network advises how to help people get good quality social welfare advice.
• Review of the implementation of the Commission report recommendations
  Report
  Report by the Welsh Co-operative and Mutuals Commission reviewing their initial report.
• Poverty related statistics
  Collection
  Latest data and analysis on poverty in Wales.
• Report of the Welsh Co-operative and Mutuals Commission
  Report
  Makes recommendations on how to grow and develop the co-operative and mutuals economy in Wales.
• Co-operatives and Mutuals in Wales: adherence to the recognised principles of the co-operative movement
  Report
  Makes recommendations on how to grow and develop the co-operative and mutuals economy in Wales.
• Different structures for delivering public services using social housing as a case study area
  Report
  This report presents findings on how housing associations and community mutuals operate.
• National Lottery Community Fund spending priorities for National Lottery funding
  Policy and strategy
  The National Lottery Community Fund follows these priorities to help decide which projects receive National Lottery money.
• Response to the cost of living crisis: distributional analysis
  Report
  Analysis of the impact on household incomes of our policies to address the cost of living crisis.
• Cabinet Sub-Committee on Cost of Living: Terms of reference
  Policy and strategy
  Terms of reference for the Cabinet Sub-Committee on Cost of Living.
• Cabinet Sub-Committee on Cost of Living meeting: 21 September 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 21 September 2022.
• UK strategy for financial wellbeing: delivery plan for Wales
  Policy and strategy
  What we are doing to help you make the most of your money now and in the future.
• Cabinet Sub-Committee on Cost of Living meeting: 3 October 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 3 October 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 14 November 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 14 November 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 28 November 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 28 November 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 10 October 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 10 October 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 5 December 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 5 December 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 17 October 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 17 October 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 12 December 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 12 December 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 9 January 2023
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 9 January 2023.
• Cabinet Sub-Committee on Cost of Living meeting: 24 October 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 24 October 2022.
• Cabinet Sub-Committee on Cost of Living meeting: 7 November 2022
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 7 November 2022.
• National Survey for Wales: wellbeing and finances
  Collection
  Information on wellbeing, loneliness, deprivation, volunteering, job satisfaction, caring, finances, and companion animals.
• Cabinet Sub-Committee on Cost of Living meeting: 23 January 2023
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 23 January 2023.
• Cabinet Sub-Committee on Cost of Living meeting: 6 February 2023
  Meeting
  Minutes of the Cabinet Sub-Committee on Cost of Living meeting on 6 February 2023.